Effective Date: July 20, 2025
Last Updated: July 20, 2025

At MasterFinanceClass (“we”, “our”, or “us”), your privacy is important to us. This Privacy Policy explains how we collect, use, store, and protect your personal data when you visit our website, www.masterfinanceclass.com. This policy is designed to comply with applicable data protection regulations, including the General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA), and Google AdSense’s Publisher Policies regarding transparency and user consent.

When you visit our website, we may collect both personal and non-personal information. Personal information includes data you voluntarily provide to us, such as your name and email address when subscribing to our newsletter, submitting a contact form, or commenting on blog posts. We may also collect additional data you choose to share with us in surveys, promotions, or through other interactions with the site. In addition, we automatically collect certain technical information, such as your IP address, browser type, operating system, device information, referring URLs, and browsing behavior on our site. This information is typically gathered through cookies, server logs, and similar tracking technologies.

We use this information to provide and improve our website and services. This includes managing user subscriptions, responding to inquiries, optimizing website functionality, understanding user behavior, analyzing traffic trends, and customizing your experience. Additionally, we use this data for marketing and advertising purposes, including the display of personalized advertisements through Google AdSense. These personalized ads are shown only with your prior consent, in compliance with GDPR and CCPA. If you decline personalized ads, non-personalized ads may still be shown.

Cookies and other tracking technologies help us improve our site’s performance and offer a better user experience. We use essential cookies for core site functions, performance cookies to analyze user behavior, functionality cookies to remember preferences, and advertising cookies to show relevant ads. When you visit our site, you will be presented with a cookie consent banner that allows you to accept or customize your preferences. You can withdraw your consent at any time through your browser settings or by visiting our Cookie Preferences page. We use Google’s Consent Mode to adjust data collection and ad delivery based on your selected preferences.

We rely on third-party service providers to operate our site efficiently. These include Google Analytics, which tracks and analyzes website traffic and user engagement, and Google AdSense, which delivers ads and tracks performance. These services may collect and process user data according to their own privacy policies. You can learn more about how Google uses information collected from our site at https://policies.google.com/technologies/partner-sites. If you prefer not to see personalized ads, you can manage your ad settings at https://adssettings.google.com.

Your data may be shared with trusted third parties who provide operational support, including hosting services, email newsletter platforms, and analytics providers. These partners are contractually bound to process your information securely and only for the purposes we specify. We do not sell or rent your personal data to any third parties. However, we may disclose your information if required by law, in response to legal requests, or to protect our legal rights or property.

We retain your personal data only as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law. For instance, data collected for email subscriptions will be stored until you unsubscribe. Contact form submissions may be retained for up to 12 months for follow-up purposes. After the retention period, we securely delete or anonymize your information.

We are committed to protecting your data using appropriate technical and organizational measures. This includes SSL encryption, secure hosting, access control, and regular security reviews. Despite our efforts, no system is entirely secure, so we encourage you to exercise caution when submitting personal information online.

Depending on your location, you have certain rights over your data. Under the GDPR, users in the European Economic Area have the right to access, correct, delete, or restrict the use of their data, as well as the right to object to processing and to receive their data in a portable format. You also have the right to withdraw consent at any time. If you are a California resident under the CCPA, you have the right to know what personal information we collect, the right to request deletion of your data, and the right to opt out of any sale of your personal data (note: we do not sell your data). You will also not be discriminated against for exercising these rights. To make a request under these laws, please email us at privacy@masterfinanceclass.com. We may ask you to verify your identity before fulfilling your request, and we aim to respond within 30 days.

MasterFinanceClass is not intended for children under the age of 13, or 16 where applicable under regional laws. We do not knowingly collect personal data from minors. If we become aware that a child has submitted personal data to our site, we will delete it immediately.

In accordance with Google AdSense Publisher Policies, we are committed to providing clear and comprehensive information about data collection and obtaining valid user consent for personalized advertising. We use Consent Mode v2 to ensure compliance with these requirements and to respect user choices regarding privacy and data usage.

If you are located outside the United States, please be aware that your data may be transferred to and processed in the U.S. or other countries with different data protection standards. Where applicable, we implement Standard Contractual Clauses (SCCs) or equivalent safeguards to protect your data during international transfers.

We may update this Privacy Policy from time to time to reflect changes in legal requirements or our practices. All changes will be posted on this page with the updated effective date. We encourage you to review this policy regularly to stay informed.

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us at privacy@masterfinanceclass.com. By continuing to use our site, you acknowledge that you have read and understood this policy and agree to the terms described herein.